ENFIA 2026: payment, instalments, the ENFIA certificate and its finalization
Last updated: · Sources · Adapted in English from our Greek guide. Read the Greek version
The 2026 ENFIA assessment notices are posted on myAADE, the online portal of AADE, the Greek tax authority. ENFIA, Greece’s annual property tax, is paid in one payment or in up to 12 monthly instalments, the last one no later than February of the following year, as the law provides. Each instalment must be at least €10, so a small amount means fewer instalments. The exact dates are on the assessment notice; for 2026 they run from March 31, 2026 to February 26, 2027.
This guide answers what people look for when it is time to act: when each instalment is due, where to click to pay, how to get an ENFIA certificate for a sale and what finalizing it means.
When each 2026 instalment is due
Each instalment is due on the last working day of its month. If the last day of the month falls on a weekend or holiday, it is due on the previous working day: the dates in the table already allow for that.
Today, November 3, 2026, 4 of the 12 instalments remain. The next one is due on November 30, 2026.
| Instalment | Due |
|---|---|
| Instalment 1Past due | |
| Instalment 2Past due | |
| Instalment 3Past due | |
| Instalment 4Past due | |
| Instalment 5Past due | |
| Instalment 6Past due | |
| Instalment 7Past due | |
| Instalment 8Past due | |
| Instalment 9Next | |
| Instalment 10Date set by law | |
| Instalment 11Date set by law | |
| Instalment 12Date set by law |
Where to click to pay
- Sign in to myAADE with your TAXISnet credentials.
- Go to “Εφαρμογές” › “Δημοφιλείς Εφαρμογές” › “Δήλωση Ε9/ΕΝΦΙΑ”. There you see and save your assessment notice.
- The assessment notice shows a payment ID.
- Pay through your bank’s web banking, with that payment ID.
Check that the amount is right
The assessment comes from what you declared on form E9 (your property register). If a purchase, sale or inheritance wasn’t declared, the assessment doesn’t reflect it. So before you pay, it is worth comparing it with an independent estimate.
In the ENFIA calculator you enter floor area, zone price, age and floor and get an indicative estimate. If it is far off the assessment, check your E9 or ask your accountant. How the tax is calculated is explained in the guide How ENFIA is calculated.
The ENFIA certificate for a sale
The ENFIA certificate (Article 60 of the Tax Procedure Code, Law 5104/2024) is required by the notary when a property is transferred or a right is created over it, such as a mortgage or a pre-notation. The owner gets it online, at no cost, with TAXISnet credentials. Only for the property of a deceased person, on acceptance of an inheritance, can the notary issue it digitally with the heir’s authorization.
For a sale, the certificate only confirms that the property appears on the ENFIA return (form E9) for the previous five years. If it is issued after that year’s assessment, it covers six years, including the year of transfer. You don’t need to have paid overdue ENFIA to get it: this applies from 01.06.2023, under Article 16 of Law 5036/2023.
A certificate issued after that year’s assessment is valid until December 31 of the year of issue. Before the assessment is out, it is valid until it is cited in and attached to the deed (AADE Decision A.1085/2023, Article 3).
- Sign in to myAADE and go to “Εφαρμογές” › “Δημοφιλείς Εφαρμογές” › “Δήλωση Ε9/ΕΝΦΙΑ”.
- From the available actions choose Certificates.
- Enter the ATAK (the property’s tax ID number) of the property you need the certificate for. Best to have it noted beforehand.
The notary does it
“Finalizing ENFIA” concerns the certificate, not the tax. The notary, as a certified user, checks on TAXISnet that the certificate you provided is “in force” and finalizes it by citing it in and attaching it to the deed. After that the same certificate can’t be used again: a second deed needs a new one. A year’s certificates are finalized by the end of January of the following year.
It has nothing to do with the automatic finalization of the income tax return: pre-filled returns left unchanged until April 15 are finalized by AADE. See the tax deadlines for property owners.
Legal basis and sources
- ENFIA 2026 assessment: AADE Decision A.1061/13-03-2026. Instalments and deadlines: Law 4223/2013, Article 6, as codified in Law 5219/2025 (each instalment by the last working day of its month).
- Access to the assessment (“Εφαρμογές” › “Δημοφιλείς Εφαρμογές” › “Δήλωση Ε9/ΕΝΦΙΑ”) and payment with the payment ID through web banking: AADE press releases of 15 Mar 2026 and 8 May 2026.
- ENFIA certificate, legal basis: Article 60 of Law 5104/2024 (Tax Procedure Code), formerly Article 54A of Law 4987/2022 as amended by Article 16 of Law 5036/2023. From 01.06.2023, for a sale it only confirms that the property appears on the ENFIA return for the previous five years (six, including the year of transfer, if it is issued after that year’s assessment). Start: AADE press release of 31.05.2023.
- Form, content, validity and issuing procedure of the certificate: AADE Decision A.1085/2023 (Government Gazette B 3617/31.05.2023), as amended by A.1082/2024 (validity for deceased persons) and A.1114/2024 (Government Gazette B 4293/22.07.2024, new templates and digital issue by the notary on acceptance of an inheritance) · ENFIA certificate in the National Register of Administrative Procedures.
- Finalization by the notary: Validity and finalization of the ENFIA certificate on gov.gr.
- Automatic finalization of the income tax return and every other deadline: AADE tax calendar.
Before you pay, check your amount
Enter floor area, zone price, age and floor and compare the estimate with your assessment notice. The calculation runs on your device.
Check your amountWith your own figures, no sign-up.
What people ask about paying ENFIA
When is ENFIA 2026 paid?+
In one payment or in up to 12 monthly instalments, the last one no later than February of the following year, as the law provides. Each instalment must be at least €10, so a small amount means fewer instalments. The exact dates are on the assessment notice; for 2026 they run from March 31, 2026 to February 26, 2027. Each instalment is due on the last working day of its month. If the last day of the month falls on a weekend or holiday, the instalment is due on the previous working day.
In how many instalments can ENFIA be paid?+
In one payment or in up to 12 monthly instalments, the last one no later than February of the following year, as the law provides. Each instalment must be at least €10, so a small amount means fewer instalments. With 12 instalments, the first is due on March 31, 2026 and the last on February 26, 2027.
How do I pay ENFIA?+
Sign in to myAADE with your TAXISnet credentials and go to “Εφαρμογές” › “Δημοφιλείς Εφαρμογές” › “Δήλωση Ε9/ΕΝΦΙΑ”. The assessment notice shows a payment ID. You pay with it through your bank’s web banking.
How do I get an ENFIA certificate?+
Online, at no cost, from myAADE: “Εφαρμογές” › “Δημοφιλείς Εφαρμογές” › “Δήλωση Ε9/ΕΝΦΙΑ”, then Certificates, where you enter the property’s ATAK number. For a sale, the certificate only confirms that the property appears on form E9 for the previous five years (six, including the year of transfer, if it is issued after that year’s assessment). You don’t need to have paid overdue ENFIA to get it.
What is finalizing the ENFIA certificate?+
It is the final use of the certificate in a deed, and the notary does it, not the owner. The notary checks that the certificate is valid and finalizes it by citing it in and attaching it to the deed. After that it can’t be used again: a second deed needs a new certificate.
Read next
- Greek rental income tax in 2026: The new brackets, the standard deduction and the rule on collecting rent through a bank, with worked examples.
- How ENFIA is calculated: Greece’s annual property tax, step by step: zone price, floor area, floor, age, reductions and surcharge.
- Net rental yield on a Greek property: From gross to net: income tax, ENFIA and running costs, and why the gap is larger than it looks.
- Airbnb tax in Greece in 2026: The climate resilience fee per night, what changes on November 1, how to file it on myAADE and how the income is taxed.
- Short-term rentals in Greece: the AMA registry and requirements: The freeze on new registrations in central Athens and Thessaloniki, why the AMA doesn’t transfer, safety requirements and fines.